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Home Insurance – Expect the Unexpected.
We offer home insurance policies for homes, seasonal properties, condominiums, mobile homes, and pretty much any type of owned or rented dwelling.
Typically a home is quite an investment and mortgage payments take on average about a third of your income. This goes for renters too. With so much going into your home, you must protect your items against things like fire, break-ins, and other unforeseen events. With a good home insurance policy, you will have peace of mind and feel more secure knowing that everything will be taken care of.
All Kinds Of Home Covered
Your home can take many forms. Reliant Home Insurance Brokers offer all types of home insurance and cover the place you live no matter what form it may take. Insure your home, seasonal property, condo, rental dwelling, or mobile home through Reliant, and you can be sure that we will find you the best insurance policy for your unique needs. We also offer tenant’s insurance.
Policy Changes that Make a Difference to your Home Insurance Needs
Natural disasters in Alberta have ranged from massive wildfires to tornados and floods. Edmonton is no stranger to natural disasters; the 1987 tornado ripped through parts of the city and caused $300 million in damages.
By now homeowners understand the importance of reading their policies and asking important questions to their insurance provider.
Knowing what’s being insured in your home
You need to document your furniture, electronics and other pricey items in case of an emergency or disaster that destroys or damages these gems.
When it comes time to provide information to your insurance company on what items you need to recoup, don’t rely on your memory to figure out how much that leather couch cost you five years ago or the value of your mom’s engagement ring. First of all, make sure you insure these valuable items as a basic homeowner’s policy doesn’t include this coverage.
A few tips include scanning receipts of your household goods, saving them to a device (DVD, for example) that you send offsite or save them to the cloud. Take pictures of your furniture and other valuables in case one day you have to prove that you owned these items.
Now that you’ve taken care of the details of your household inventory, it’s time to take a closer look at your homeowner’s policy. When was the last time you did this? Make sure you revisit your policy every year with your provider to see if any changes have been made.
Policy changes you need to watch for
Your personal property policy may have changed since the floods and wildfires in Slave Lake, Calgary, and Fort McMurray in the last six or seven years. Your insurance provider will send you a notice of any changes to your policy but it pays for you to get informed.
Premiums, deductibles, underwriting restrictions, limits and sub-limits, endorsements and exclusions are not only the provider’s language. Learn what these words mean and you’ll be better off when it comes time to go over changes and make important decisions about insuring your home.
Read over your policy as many times as it takes to learn what you’re paying for. It’s your home, and your home purchase and insurance are one of the most important major purchase decisions you’ll make in your lifetime. Make it work for you and your loved ones.
Reliant Insurance has been in operation for 25 years and with it, expert and knowledgeable staff that will help you find the best rates and policies with the top insurance providers in Alberta. Our employees are more than happy to help you find the best policy that suits your needs and your budget. If you wish to cover your car or RV, we have special rates when combining.
Insure your home against the unexpected.
We offer policies for homes, seasonal properties, condominiums, mobile homes, and pretty much any type of owned or rented dwelling. Typically a home is quite an investment and mortgage payments take on average about a third of your income. This goes for renters too. With so much going into your home you must protect your family against things like fire, break-ins, and other unforeseen events. With a good insurance policy, you will have peace of mind and feel more secure knowing that everything will be taken care of.
Your home can take many forms. Reliant Insurance offers all types of home insurance and covers the place you live no matter what form it may take. Insure your home, seasonal property, condo, rental dwelling, or mobile home through Reliant, and you can be sure that we will find you the best insurance policy for your unique needs. We also offer tenant’s insurance.
Policy Changes that Make a Difference to your Home Insurance Needs
Natural disasters in Alberta have ranged from massive wildfires to tornados and floods. Edmonton is no stranger to natural disasters; the 1987 tornado ripped through parts of the city and caused $300 million in damages.
By now homeowners understand the importance of reading their policies and asking important questions to their insurance provider.
Knowing what’s being insured in your home
You need to document your furniture, electronics and other pricey items in case of an emergency or disaster that destroys or damages these gems.
When it comes time to provide information to your insurance company on what items you need to recoup, don’t rely on your memory to figure out how much that leather couch cost you five years ago or the value of your mom’s engagement ring. First of all, make sure you insure these valuable items as a basic homeowner’s policy doesn’t include this coverage.
A few tips include scanning receipts of your household goods, saving them to a device (DVD, for example) that you send offsite or save them to the cloud. Take pictures of your furniture and other valuables in case one day you have to prove that you owned these items.
Now that you’ve taken care of the details of your household inventory, it’s time to take a closer look at your homeowner’s policy. When was the last time you did this? Make sure you revisit your policy every year with your provider to see if any changes have been made.
Policy changes you need to watch for
Your personal property policy may have changed since the floods and wildfires in Slave Lake, Calgary, and Fort McMurray in the last six or seven years. Your insurance provider will send you a notice of any changes to your policy but it pays for you to get informed.
Premiums, deductibles, underwriting restrictions, limits and sub-limits, endorsements and exclusions are not only the provider’s language. Learn what these words mean and you’ll be better off when it comes time to go over changes and make important decisions about insuring your home.
Read over your policy as many times as it takes to learn what you’re paying for. It’s your home, and your home purchase and insurance are one of the most important major purchase decisions you’ll make in your lifetime. Make it work for you and your loved ones.
Reliant Insurance has been in operation for 25 years and with it, expert and knowledgeable staff that will help you find the best rates and policies with the top insurance providers in Alberta. Our employees are more than happy to help you find the best policy that suits your needs and your budget.
