Car Insurance Services in Edmonton, Alberta

The city of Edmonton – by law – requires basic auto insurance for every driver on the road. It must be up-to-date and valid, and this goes for not only Edmontonians, but also for those visiting, or even just making their way through town. 

Now, there’s good and bad news on this front: the good news is there are many options available for Car Insurance services. The bad news is that having such a vast array of choices can make things more confusing than they need to be. 

Luckily, a car insurance broker can help disentangle this process. As a result, helps you understand what your options are, so you can create a plan that best suits your present circumstances.

Car insurance Services: Required Auto Insurance in Edmonton

Having mandatory coverage is necessary as that is the minimum coverage requirement needed to lawfully keep your automobile on the road. This law applies regardless of vehicle ownership status; so whether you own, lease, or finance – it applies to you. 

In Edmonton, the subsequent two kinds of coverage are needed on your insurance policy:

Third-Party Liability

This coverage is a crucial component of any auto insurance plan. Third-party liability insurance will safeguard you if you get into a car crash that was the result of your error. The costs of damages will be covered on your vehicle as well as the other persons’, in addition to property and bodily injuries as well. It may also cover some of the legal fees you may be presented with resulting from the accident.

Accident Benefits

Costs connected to a car crash don’t stop after the incident itself occurs. This insurance coverage is in place to protect you should you, or anyone else, get injured in an accident, no matter who was at fault.

Car insurance services

Optional Auto Insurance in Edmonton

The subsequent kinds of insurance are not mandatory for drivers (local or visiting) in the Edmonton area. However many people willingly opt for these secondary insurance options in their plans. This is typically done to supply them with additional protection as well as peace of mind. 

Direct Compensation

This option will assist with compensating you if you’re injured or your vehicle is damaged from a car crash that was not your fault. Its name ‘direct compensation’ is labeled as such because you’re directly contacting your provider to gain compensation after you have made a claim.

Uninsured automobile

Unfortunately, not everybody is a levelheaded driver. Even with insurance being mandatory in Edmonton, as well as the rest of the country, there are still people out there who hop in their vehicles every day with no coverage. Uninsured automobile insurance can protect you – in addition to your passengers – if you’re in a car crash with a motorist who is at fault and uninsured. 


We live in a crazy world, and as a result, car crashes aren’t the only risks you’ll encounter while owning and operating an automobile. Your car may become damaged or impaired because of a fire, vandalism, adverse weather conditions, etc. Comprehensive insurance will protect you if such incidents occur. 

Accident Forgiveness

If you get in your first accident that happened to be your fault, the car insurance services attached to your policy will assist you in sustaining a clean driving record. However, for this to happen, you will have to remain with your current company. 

Waiver of Depreciation

Looking for a new car? This car insurance is certainly something you should take into account for your policy. It insures you of the value of your car (yes, all of it) without depreciation. For example, if your vehicle is stolen, you will be compensated fully for the total value of it. 

Key Takeaway

Auto insurance in Edmonton (as well as most everywhere else) is non-negotiable. It protects you, your loved ones, as well as those around you. If you’re in search of an auto insurance broker in the Edmonton area, Reliant Insurance is at your service! Contact us today for a free quote!

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