What happens if you get into a parking lot accident in Alberta?

Dealing with Parking Lot Accidents in Alberta:

Parking lot collisions are more common than people realize. While most parking lot accidents are minor, serious damage and injury can still occur.

Parking lot insurance

Some examples of common parking lot collisions are:

• A car hitting a legally parked vehicle
• A vehicle colliding with a stationary object
• A car hitting a pedestrian or cyclist
• Two moving vehicles backing up and colliding with each other
• A vehicle rear-ending another vehicle at a stop sign

Steps to take in the event of a parking lot collision

Although parking lot accidents happen on private property, they need to be treated in the same way an accident on a public road is approached. Should you find yourself in a parking lot collision, check to see if anyone is injured first and call 911 in the event of an emergency. If there are no injuries to either party, exchange information with the other driver, including insurance, registration, and driver’s license information.

Call your insurance company to file a claim and a representative will advise you of the next course of action to take. You’ll need to visit a licensed auto shop for an estimate on the damages and if it exceeds $2000, you will need to file a police report.

Determining who’s at fault in a parking lot accident

Determining fault in a parking lot accident can be difficult due to a number of factors. In the event of two moving vehicles backing up into each other, both drivers will be deemed at fault. Should your moving vehicle hit a legally parked car, you are at fault for the accident.

Like any other car accident, the fault is determined on a case by case basis. It’s advisable to give as much detail as possible when describing the collision and provide pictures of damages on both vehicles if applicable.

Is a parking lot accident covered by insurance?

Yes, provided that you have proper collision insurance on your policy. You are required to report all accidents to your insurer, including parking lot collisions, which are applied to the same rules as any other accident by insurance companies.

For more information about how you can protect yourself in the event of a parking lot accident, get in touch with a representative at Reliant Insurance today. We are ready to answer your questions.

How Reliant Insurance Supports You in Parking Lot Accidents Across Alberta

At Reliant Insurance, we understand that parking lot accidents can be stressful and complex across Alberta’s diverse communities. Our specialized claims management team provides comprehensive support throughout the entire claims process in key locations including Edmonton, Calgary, Sherwood Park, St. Albert, Red Deer, Fort McMurray, Grande Prairie, Lethbridge, Medicine Hat, and all surrounding areas. We offer personalized guidance from the moment you report the incident, helping you navigate the intricacies of parking lot collision claims in urban centers and rural communities alike.

Our expert adjusters work diligently to:

• Provide immediate claims consultation
• Assist in documenting accident details
• Help collect necessary evidence
• Guide you through fault determination process
• Expedite repair and compensation procedures

Whether you’re in a bustling Calgary shopping mall, an Edmonton office park, a Sherwood Park grocery store parking lot, or a remote rural location, Reliant Insurance offers comprehensive coverage tailored to Alberta’s unique driving conditions. We recognize that accidents can happen anywhere – from the busy streets of downtown Calgary to the parking areas of smaller communities like Leduc, Beaumont, or Spruce Grove.

Our collision coverage is designed to protect Alberta drivers in various scenarios, ensuring you’re covered whether the damage occurs in a high-traffic urban center or a quiet suburban parking lot. With our local Alberta-based team, we bring a nuanced understanding of provincial insurance regulations and the specific driving challenges faced by residents across the province.

We don’t just process claims; we provide compassionate, professional support tailored to your unique situation. From the oil patch regions of Fort McMurray to the urban centers of Edmonton and Calgary, Reliant Insurance is your trusted partner in navigating the complexities of parking lot accidents across Alberta.

Local Service Areas Include:

• Edmonton
• Calgary
• Sherwood Park
• St. Albert
• Red Deer
• Fort McMurray
• Grande Prairie
• Lethbridge
• Medicine Hat
• Leduc
• Beaumont
• Spruce Grove
• And all surrounding Alberta communities