E-Scooter Insurance: Everything You Need to Know Before You Ride

Get E-Scooter Insurance from reliantinsurance.ca. Ride safe. Ride smart.

Most E-Scooter Riders Are Not Protected

You ride your e-scooter every day. You love it. You feel safe. But are you protected?

Most riders think their insurance covers e-scooters. This is wrong. This costs riders money.

Here’s the truth: Your home insurance won’t help. Your car insurance won’t cover e-scooters. You need E-Scooter Insurance.

reliantinsurance.ca offers real E-Scooter Insurance. We protect what others ignore. We cover your risks.

Let’s show you why this matters. Let’s help you get protected.

E-Scooter Accidents Are Getting Worse

E‑Scooter accidents are getting worse. The numbers are scary. Almost 1,000 people went to hospitals for scooter injuries last year, according to Health Canada. Alberta saw injuries jump from 1,860 to 2,245 in just one year, and nearly 500 of those were kids under 18. These aren’t minor scrapes either—serious injuries are becoming common, especially with riders fronting in Edmonton where traffic and busy streets increase the risks.

Here are the injuries:

• Broken bones
• Head injuries
• Long hospital stays

What does this mean? Every ride without E-Scooter Insurance is risky. One accident could cost you everything.

Here’s the worst part. If you hit someone, they can’t get money from insurance. Why? Most e-scooters have no insurance.

Source: Canadian Institute for Health Information

Your Current Insurance Won’t Help

Home Insurance Has Big Limits

Your home insurance might cover your e-scooter. But it only pays $1,000 to $2,000 max.

Have a $5,000 e-scooter? You pay the rest.

That’s not all. Home insurance rarely covers accidents you cause.

Hit someone? You pay. Damage a car? You pay.

Every Province Is Different

Each province has different e-scooter rules. Some need helmets. Others don’t. Speed limits change by city. Insurance rules are confusing. But whether it’s a minor fall or a car crash, one thing stays the same—you pay for damages you cause. Province rules don’t protect your money.

What Good E-Scooter Insurance Covers

reliantinsurance.ca offers complete E-Scooter Insurance protection:

Your Scooter Gets Full Protection

Thieves steal e-scooters. Vandals damage them. Accidents happen daily.

We pay the full cost to replace your e-scooter. No limits. No caps.

You’re Protected From Big Bills

This is key. Hurt someone? Damage property? You could face huge bills.

Our E-Scooter Insurance includes strong protection. We cover claims up to $1 million or more.

Your Medical Bills Are Covered

Get hurt while riding? Health care covers basic treatment. But what about other costs?

We cover:

• Physiotherapy
• Time off work
• Medical devices

We fill these gaps.

Legal Help Is Included

Some accidents lead to court cases. You won’t face this alone.

Our E-Scooter Insurance includes legal help. We pay for lawyers. We pay court costs.

Real Stories From Real People

Sarah’s Story: She hit a jogger by accident. The person broke their arm. Medical bills hit $40,000. Legal costs added more. Sarah had no E-Scooter Insurance. She paid it all.

Mike’s Story: Thieves stole his $3,500 e-scooter. His home insurance paid only $1,200. Mike lost $2,300. Plus tax on a new scooter.

Lisa’s Story: She crashed. She needed surgery. Health care covered the operation. But she missed two months of work. Physiotherapy cost $200 per week. Her total bills hit $15,000.

These stories happen daily in Canada. Don’t let this happen to you.

How to Choose E-Scooter Insurance

Think About Your Riding

Ask yourself:

• Do you ride daily?
• Do you ride on busy streets?
• How much did your scooter cost?
• Do you ride to work?

Your answers help you pick the right coverage.

Pick Smart Coverage Amounts

Don’t go cheap on liability coverage. We suggest $1 million minimum.

Why? Injury claims can be huge. Better safe than sorry.

Pick medical coverage that fits your needs. Think about what health care doesn’t cover.

Choose Your Deductible

Higher deductibles mean lower monthly payments. But make sure you can afford the deductible.

Find what works for your budget.

Why Pick reliantinsurance.ca for E-Scooter Insurance

We’re different from other insurance companies:

We Know Canada: We understand every province’s rules. We know local risks. Our policies work everywhere you ride.

Better Prices: We focus only on e-scooters. This helps us offer better rates. Other companies treat e-scooters as extras.

Fast Service: We handle claims quickly. Get back on the road faster. Less paperwork. Less waiting.

24/7 Help: Accidents happen anytime. So does our support. Get help day or night.

We create E-Scooter Insurance based on real experience. We know what riders need.

Questions People Ask About E-Scooter Insurance

1. Do I need E-Scooter Insurance if my province doesn’t require it?

Yes, you do. Legal rules and money protection are different things.

You still pay for damages. Even without legal requirements. Our coverage protects your money. No matter what local rules say.

2. How much does E-Scooter Insurance cost?

Most people pay $15 to $30 per month. That’s less than two coffee shop visits.

Compare that to $50,000 in damage claims. The choice is easy.

3. Does E-Scooter Insurance work in all provinces?

Yes, our policies work across Canada. Each province has different riding rules.

We make sure your coverage follows local laws. Everywhere you go.

4. What if someone else rides my scooter and crashes?

Coverage usually follows the scooter. But unauthorized use might affect claims.

Check your policy details. Think about who might use your scooter.

5. Can I get E-Scooter Insurance with past accidents?

Yes, you can still get coverage. Past accidents might change your rates.

But they don’t stop you from getting insurance. We look at each person individually.

Get Protected Right Now

E‑scooter accidents are rising across Canada. The money risks are real. The solution is simple. Full Coverage Auto Insurance and the right e‑scooter policy can protect you from unexpected costs. Get E‑Scooter Insurance from reliantinsurance.ca today. Every day without coverage puts your money at risk. One accident could wipe out your savings. Why take that chance?

Ready to ride safely? Call reliantinsurance.ca now. Get your free quote in minutes.

Our Canadian experts design coverage for your needs. And your budget.

Your e-scooter gives you freedom. Our E-Scooter Insurance gives you peace of mind.

Together, they let you enjoy every ride.

Call today. Get your quote fast. Start riding with confidence tomorrow.

The best insurance is the kind you have before you need it. Don’t wait for an accident to get coverage.

Contact reliantinsurance.ca now – protect yourself before you ride.