Driver Without Insurance: 5 Serious Mistakes That Cost You Big
Quick Answer: Driving uninsured in Alberta carries severe consequences: fines starting at $2,875 (up to $20,000 for repeat offenses), full personal liability for accident costs, vehicle impoundment, a three-year high-risk record that spikes future premiums, and loss of accident benefits even when not at fault. The blog explains Alberta’s MVAC program for uninsured-driver victims and how Reliant Insurance helps Edmonton
Full Coverage Auto Insurance: 5 Questions You Must Ask
Quick Answer: Full coverage auto insurance combines liability, collision, and comprehensive protection to guard Edmonton drivers against crashes, theft, weather, and animal strikes. The blog covers five key questions to ask, including deductible choices, coverage exclusions, available discounts, and the claims process, plus how Reliant Insurance helps drivers build a tailored policy with full transparency. Getting car insurance can seem
Parking Coverage: 5 Crucial Truths That Could Save You Stress
Quick Answer: Damage to a parked car, from hit-and-runs to vandalism or hail, is covered through existing collision and comprehensive auto insurance rather than a separate “parking” policy. The blog explains the difference between these two coverages, the importance of documenting incidents with photos, how deductibles and claims affect premiums, and how Reliant Insurance helps Edmonton drivers secure proper parked-car
Collision Damage Waiver: Do I Really Need It Today?
Quick Answer: A Collision Damage Waiver (CDW) is a rental company contract, not insurance, that removes your financial responsibility for rental car damage or theft. Personal auto insurance often covers rentals but with deductibles, fee gaps, and vehicle or location limits. The blog explains when buying a CDW makes sense and how Reliant Insurance helps Edmonton and Sherwood Park renters
Third Party Liability 101: 3 Vital Facts Every Driver Needs
Quick Answer: Third party liability covers medical bills, lost wages, property repairs, and legal fees when a driver is at fault for hurting others or damaging their property. Alberta’s legal minimum of $200,000 falls well short of average claims exceeding $350,000, and rates can vary by 37% between providers. The blog explains why experts recommend $1-2 million in coverage and
Collision Reporting: 5 Car Mistakes That Could Cost You
Quick Answer: With over 100,000 collisions occurring in Alberta yearly, drivers risk weakening their insurance claims by delaying crash reports, admitting fault at the scene, skipping photos and witness details, avoiding medical checkups, or speaking with the other driver’s insurer alone. The blog outlines correct post-crash steps for each mistake and explains how Reliant Insurance guides Edmonton and Sherwood Park