Summary: A Collision Damage Waiver (CDW) is a rental company contract, not an insurance product, that removes your financial responsibility for damage or theft involving a rental car. Personal auto insurance often extends to rental vehicles, but typically with your existing deductible, coverage gaps for fees like loss-of-use charges, and limits on vehicle type or rental location. This blog explains
Summary: Third party liability insurance Alberta drivers are legally required to carry covers medical bills, lost wages, property repairs, and legal fees when they’re at fault for hurting someone or damaging their property. Alberta’s legal minimum of $200,000 falls well short of average claims, which often exceed $350,000, and rates for higher limits can vary by 37% between providers. This
Summary: With over 100,000 collisions occurring in Alberta every year, drivers frequently make avoidable collision reporting mistakes that weaken their insurance claims: delaying the crash report, admitting fault at the scene, skipping photos and witness details, avoiding a medical checkup, and speaking with the other driver’s insurer without guidance. This blog outlines the correct post-crash step for each mistake and