Did you know that home insurance is not mandatory in Alberta? However, as home insurance brokers in Edmonton, we’ve seen the financial devastation homeowners face without the protection of a home insurance policy. For this reason alone, we highly recommend all homeowners purchase insurance for their property. If you’re a new homeowner or you’re looking to purchase a home in
Whether you run a small family business or you’re the CEO of a large organization, running a business comes with many risks. Some of these events are out of your control, like a natural disaster destroying your property, theft, or an accident involving an employee. The above reasons highlight how important it is to protect your business. Commercial insurance for
While there are many insurance companies to choose from, insurance agents can only provide products offered by their particular agency. One of the advantages of hiring an auto insurance broker in Edmonton is that they shop many insurance providers to find you the best policy available. They can also help you bundle insurance packages to save you money and identify
According to the latest data released by the Insurance Bureau of Canada, Albertans pay an average of $1,316 per year for their car insurance premium, equivalent to a monthly payment of $109.67. Alberta operates on a private car insurance system, which encourages competitive rates between insurance providers and helps keep prices down. The cost of your premium depends on several
Home insurance coverage exists to protect: Your dwelling, including the outdoor structures such as the garage, shed, or gazebo Your contents inside the home and outdoor structures Yourself, also known as personal liability protection Whether you own or rent a house, apartment, or condo, home insurance ensures that your assets are covered and that you’re protected from financial liability. In
Most people renew their auto insurance policies without giving much thought to the opportunities and cost-saving benefits they could be missing out on. Auto insurance is required in Alberta, so it’s not a question of whether to get insurance, but rather which policy will give you the best value for your money. If you don’t read through your entire policy,
When it comes to the business of agriculture, insurance is not just a means of protection against major events, loss, and damage. Few industries are as heavily affected by unpredictable weather, fluctuations in supply and demand, and day-to-day operational challenges. For this reason, agricultural insurance becomes a valuable risk management tool that allows farmers to plan for the future while
Parking lot collisions are more common than people realize. While most parking lot accidents are minor, serious damage and injury can still occur. Some examples of common parking lot collisions are: A car hitting a legally parked vehicle A vehicle colliding with a stationary object A car hitting a pedestrian or cyclist Two moving vehicles backing up and colliding with
In Alberta, all auto insurance policies have the same three sections as provided by the provincial government: • Third Party Liability • Accident Benefits • Physical Damage How does drunk driving affect insurance? To address the subject of drunk driving and car insurance in Edmonton, we need to look at each section and how it affects a drunk driver in
When you rent a house, condo, or apartment, your landlord is responsible for having adequate insurance for the building. However, their insurance policy won’t cover your personal property and additional living expenses in the event of a claim. Tenant insurance is affordable and easy to purchase coverage that is designed specifically for renters that protects them against financial liability against