Third-party vs comprehensive insurance comes down to one question: are you protecting others, or protecting yourself too? Third-party is Canada’s legal minimum and covers damage you cause. Comprehensive adds theft, weather, fire, and vandalism protection for your own vehicle. This guide helps Canadian drivers decide which coverage fits their car, budget, and risk. What is third-party insurance? Third-party insurance
Summary: Auto insurance coverage in Edmonton must legally include third-party liability coverage — a $200,000 minimum — plus accident benefits coverage, with optional add-ons including collision, comprehensive, specified perils, and all-perils protection available for fuller peace of mind. Your driving record, vehicle type, location, and coverage choices all affect your premium. Bundling policies and raising your deductible are two of